Featured

default thumbnail

Wisconsin USDA Loans

If you are a low or very low income family, you may think that owning a home is outside of your reach. However, if you happen to live in a rural area, this is not the case. The USDA loan program, also called Rural Housing Direct Loans or Section 502 Direct Loans, offers you a chance to own a home with the help of the government. How the Loans Work Section 502 Direct Loans are issued directly from the government. Qualified applicants can use the money to purchase a home, whether new or pre-owned, purchase land and build a home, rehabilitate or renovate a property, or relocate an existing home. The loans can also be used to purchase manufactured homes, provided they are permanent properties and... [Read the full story]

FHA Loans

default thumbnail

Wisconsin FHA Loans

If you are looking to buy a home, you likely have a lot of questions. The first should be where your financing will come from. For many, the answer to that question is the FHA home loan program. FHA Loans in a Nutshell FHA loans are loans that the government insures through the Federal Housing Administration. These loans still come from a traditional bank, but the government backing lowers the risk on the lender, thus making it easier to get one of these loans if your situation is not ideal. Who Benefits Most from FHA Loans While just about anyone who is financially stable enough to buy a house... [Read the full story]

VA Loans

default thumbnail

Wisconsin VA Loans

If you are a veteran or are currently serving in the military and wish to buy a home, the Department of Veteran’s Affairs has a home loan option for you. The VA mortgage program gives you the chance to purchase a home with no money down at an affordable rate with low fees and closing costs. The loans, which are offered through a traditional lender, have backing from the VA. This limits the risk the lender takes, and thus makes it possible for the buyer to purchase with no money down. This loan is offered as a “thank you” to our country’s service men and women, helping them find affordable... [Read the full story]

Jumbo Loans

default thumbnail

Wisconsin Jumbo Loans

If you need to purchase a home that is valued at more than $417,000, you may not be able to get a conventional mortgage. Why? Because Freddie Mac and Fannie Mae, the two agencies that purchase almost every mortgage from the issuing lender, have limits as to the amount they will purchase on any one loan. If you live in a high cost of living area, like Los Angeles, you probably realize that the $417,000 value is not going to buy much of a home for your family. So what can you do? The answer is shop for a jumbo loan. What Is a Jumbo Loan? Jumbo loans are loans for properties that cost more than... [Read the full story]

USDA Loans

default thumbnail

Wisconsin USDA Loans

If you are a low or very low income family, you may think that owning a home is outside of your reach. However, if you happen to live in a rural area, this is not the case. The USDA loan program, also called Rural Housing Direct Loans or Section 502 Direct Loans, offers you a chance to own a home with the help of the government. How the Loans Work Section 502 Direct Loans are issued directly from the government. Qualified applicants can use the money to purchase a home, whether new or pre-owned, purchase land and build a home, rehabilitate or renovate a property, or relocate an existing home.... [Read the full story]

USDA Loans

Wisconsin USDA Loans

Wisconsin USDA Loans

If you are a low or very low income family, you may think that owning a home is outside of your reach. However, if you happen to live in a rural area, this is not the case. The... [Read more]


FHA Loans

Wisconsin FHA Loans

Wisconsin FHA Loans

If you are looking to buy a home, you likely have a lot of questions. The first should be where your financing will come from. For many, the answer to that question is the FHA... [Read more]